Things that Cost You Money

There are somethings that cost us money that we do without paying attention, here are a few of them:

1. Credit Card: Be sure you are obtaining the best rates and deal, stop paying more. If you are not receiving a fair deal change to another company.


2. Debit Card: When you pay with your debit card please be sure you write the amount so you know how much have in you account, and you will not pay for reject checks. Also it makes easier to track your money.


3. Ingnoring Bank Charges: Be sure you know what your bank is charging and seek for another bank that will not charge them or charge less.


4. Investing in the right things: Make a weekly to-do list of your financial decisions (savings and spending) and then prioritize them in terms of bang-for-the-buck over time.


5. Spending with no goals: If you spent money but don`t why and where you need to pay attention to your spending habits and change them if it is necessary. Don`t waste your money.


6. Track Spending: Know exactly where your money is going.


7. Do exercise: You think how this will help my finances, is being notice that when you exercise you reduce your medical bills, so start moving and get a healthy lifestyle.

Save Money

No more late Fees, this steps for holding on to your hard-earned cash. The last thing any of us need in this econmy is late fees. (The average charged by credit card companies is a whopping $39.00). But when you are living paycheck to paycheck and juggling bills due dates, these painful penalties may feel unavoidable.

• Understand your Deadlines: To make sure you don´t accidentally forget a payment, write the bill´s due date on the envelope. Sign up for a service like Quicken online or Google´s calendar feature, which will send you free bill due reminders via email or text message.
  
• Spread Out your Due Dates: If, say, six out of your seven monthly bills are due on the 10th and payday in on the 15th, take control of the situation and change the dates on a few of them. This way, you´ll avoid running short of cash and triggering late fees.


• Pay online or by phone: You can also send cash electronically at the last possible moment (sometimes ven on the bill´s due date) rather than depend on the mail. Payments may take a few days to process and, if posted after a certain time of the day, may not be credited until the next day. To avoid this, ask your company all the information you need on how they process the payment.

For you to be able to paid all your bills in time, you will need to gain extra money. Start your own business and even if you don´t have time for that you may still be able to start trading in forex, using a robot trading system that will do all the work for you or automated your Forex account, so you will only receive money for your invesment and don´t do a thing.

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Money Savings Ideas

When you need to save money they are great ideas you can do and still do the you enjoy. For example now we are going to talk about how to save money when you go out to eat.

Avoid Paying a Tip

• Order car side to go. You will stay enjoy your favorite food but you will skip the tip.


• Pick up instead that way you will not have to give a tip to the delivery person.


• Look for fast food alternatives.
  

Find ways to skip the drinks

• Order water instead of alcoholic or soda beverage.


• Get it to go. That way you will eat great food of your favorite restaurant, but you will not have to order a drink.
  
• If you cann´t skip drinks try order a pitcher for the whole family, or a beverage that has free refill.
  

Split a Meal

• Split an entree with someone else. Portions at restaurants are big.
  
• Order a family meal. So the whole family will eat and even drink for a better price.

Coupons

Coupons are not just for groceries you may find coupons to use at your favorite restaurant.

Make eating out fit your budget

Eating out can be expensive, but it doesn’t have to be. Do away with a few drinks and redeem a few coupons and before long you’ll be eating out for less and loving it.

When you need extra cash try thinking of getting a job or make an investment so you will have extra money at the end of the month. A great idea is trading in Forex, so learn a little more and start investing in your future.

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